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Carding Vocabulary/ TERMS

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-CCs with the prefix 3xxx-xxxx-xxxx-xxxx are American Express cards, and their CVV2 has four digits (some RARE times with 3)

VISA credit cards have four-digit account numbers (4xxx-xxxx-xxxx-xxxx) and three-digit CVV2 numbers.

-Mastercard credit cards have a five-digit account number (5xxx-xxxx-xxxx-xxxx) and a three-digit CVV2 code.

Discover (or Novus) credit cards have three-digit CVV2s and start with the number 6xxx-xxxx-xxxx-xxxx (some RARE times with 4).

The bank that issued the card is known as the bank-emitent (Issuing bank).

Billing address: The home of the cardholder

Innerman, drop
His responsibility is to accept the cash or commodities and then transfer a portion of the proceeds to you.

A bank and Biling-office have an arrangement.
Additionally, this office accepts card payments.

It's a card bill that was issued by a bank.

The bank where the store opens the account is called a bank-equirer.

A merchant account is a bank account used for credit card processing.

Payments between the buyer and the salesperson are handled by a merchant bank (frequently it is used as synonym "bank-equirer").

Cardholder refers to the card's owner.

Validity - appropriateness of card use.

A piece of pure plastic that is white and on which the information is written.

CR-80 is a rectangular piece of unadorned, bright white plastic that is about the size of a credit card with a magnetic strip.

Charges made on a transaction's credit card.

A card-reading device called a POS terminal, or point of sale terminal, is located at a commercial location.

PIN-code refers to the string of 4 to 12 numbers.
It is only known to the card's owner.
Password for using an ATM, for example, might be stated simply.

The card owner address is checked by AVS.

It is used to verify that the card truly belongs to its owner.

"Globe" is a holographic card adhesive that depicts two hemispheres (MasterCard).

Pigeon (hen) - holographic card glue with an illustration of a flying pigeon (VISA).

Reader: A device for reading information from a card's magnetic strip.

The read/write device for the card's magnetic track is called an encoder.

Device for extruding card symbols is an embosser.

Card printer: a device for printing card data.

Card validity is shown by the exp.date.

Area code is the first of the cardholder's phone's three or six numbers.

CVV2, CVV, and CVN are three or four additional numbers that are added to the end of the card number.

Program for checking cards is called ePlus.

BIN - the first six numbers of the card number; by using these, you may determine what bank issued the card and what kind of card it is (ATM-card, credit, gold, etc.).
Prefix's opposite word.

Chargeback: The bank of the cardholder reverses the removal of funds from the card.

Dump: Information that is written in 1, 2, or 3 tracks to the card's magnetic strip.

Track (road) is a section of the dump that contains the particular information.
The first track on every card contains information on the card's owner.
Second track: data on the card's holder, the bank that provided the card, etc.
It is conceivable to describe the third track as being spare; retailers utilise it to add points and other things.

Slip is another name meaning "cheque" (conformably to card settlings).

Cash found on the card account is known as the card balance.

Important if you want to modify the billing address: MMN Mothers Maiden Name

a few words:

ACH stands for Automated Clearing House, or automated clearing house.

The voluntary group of depositors that facilitates the direct exchange of means between its members to clear checks and electronic units.

Continuous Acquisition and Life-cycle Support (CALS) is an integrated system for purchasing, selling, and assuring production.
This system enables the computerization of all production-related data, including design, development, production, servicing, and product spread.

Debit cards are similar to credit cards in terms of how they are used, but they allow for direct buyer account debiting at the time of a purchase of goods or services.

Delivery Versus Payment (DVP) is a method of accounting used in transactions involving precious papers that ensures a mechanism that ensures delivery will only take place in the event of payment and at the time of payment.

Direcht debit is a type of payment levy that is typically repetitive (lease payment, insurance payout, etc.), and it allows the debitor to permit his financial institution to deduct money from his current account when it receives a payment calculation from the specified creditor.
Electronic Fund Transfer (EFT) is the sending of money using a terminal, phone, or magnetic carrier (tape or diskette) in order to give a financial institution instructions or authority to debit or credit a customer's account. For more information, see Electronic Fund Transfer/Point of Sale (EFT/POS).

Electronic Fund Transfer/Point of Sale, also known as EFT/POS, is the debiting of funds from an electronic terminal for the purpose of transferring funds from a buyer's account into the payment of obligations that developed during a transaction at the point of sale.

Chip card is another name for an integrated circuit (IC) card.
Card having one or more computer microchips or integrated microcircuits for identification and data storage or their specific handling, used to verify the validity of a personal identification number (PIN), deliver purchase authorization, check account balances, and store personal records.
In some circumstances, the card memory renews with each usage (renewed account balance).

The Internet is an open global communication infrastructure that connects various computer networks and enables access to remote data and computer-to-computer communication.

The International Organization for Standardization (ISO) is a global group that does standardisation; its staff headquarters is located in Geneva, Switzerland.

The magnetic ink character recognition (MICR) system ensures that the information on the lower portion of the check—such as the check number, department code, amount, and account number—can be read by a machine.

The coding and authentication system known as RSA was created in 1977 at MIT by Rivest, Shamir, and Adelman. They later founded RSA Data Sechurity, Inc., which was most recently acquired by Security Dynamics Technologies, Inc.

Real-Time Gross Settlement (RTGS) is a payment technique that enables the transfer of funds for each transaction in order to acquire payment instructions.
decreasing the payment's risk.

The nine-digit SSN (Social Security Number) is a personal number solely issued in the US.

Its main objective is to keep track of people for tax purposes.

A smart card is a card with an integrated circuit and a microprocessor that can perform calculations.

System risk is the chance that one of the payment system participants, or the entire financial market, won't be able to fulfil their obligations, which will prevent other participants or financial institutions from properly carrying out their obligations (including those relating to the accurate realisation of calculations in means transfer systems).
This failure may result in serious liquidity or crediting issues, which could compromise the stability of the financial markets (with the subsequent action on the level of economic activity).

Truncation is a process that limits the physical displacements of a paper document in its ideal form by the bank of the initial presentation by replacing all or part of the information on the document with an electronic transfer (check).

Tipper is a device used to produce raised print on PVC plastic cards (basically a plastic card embosser).

Change of Billing, or COB.
Since online stores will only ship large items if the billing and shipping addresses match, this method is used for online carding to update the billing address of a card.
These are available from sellers in CP.
Once you have this, it will be simple to switch the card's address to your drop's address so that retailers can send things to your drop because the billing and shipping addresses are the same.

DOB - The cardholder's birthdate
 
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